@Glory1385 Your question is compeletly different that the original poster's question about iCloud on Mac.
Last year for 2018 returns the Refund Advance was only offered to select customers. It was a prepaid Visa on which some qualified users could get a refund loan--but only after their tax returns have been filed and accepted by the IRS. The IRS won't start taking 2019 tax returns until late January.
