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Thank you, @Vanessa A and @xmasbaby0 for your quick responses.

I read somewhere that during extension of premium tax credit in the marketplace, they automatically check if tax returns were filed for last year and only after passing validations, my credit would get extension to next year. In the marketplace, I also saw a note asking for my permission to check IRS and extend in Dec-2025.

How does this check will pass if I dont submit form 8962, since I dont have 1095-A?

Thank you once again!