Was the $39 for Online Deluxe? Did you do a state return? State is a separate fee. Or you selected to have the $39 deducted from your refund. There is an Extra $40 Refund Processing Service charge (45 in California). So go back through the File tab and pay upfront with a credit card to avoid the extra charge.
How to review your fees
https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/0...
For help with fees
https://ttlc.intuit.com/community/charges-and-fees/help/what-can-i-do-to-reduce-my-fees/00/26051
Remove Pay with Refund fee
https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbot...
