Yes that’s right. Extra $40 Refund Processing Service charge (45 in California). So pay upfront with a credit card to avoid the service charge.
Remove Pay with Refund fee
https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbot...
How to review your fees
https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/0...
