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@Mcurry1   Just to finish up.  So your bank 1099 INT does NOT include the bond interest in box 1?  If you will be getting a 1099 from Treasury Direct then it should not be on the bank 1099.  If I remember the Treasury Direct doesn't mail you the 1099 and you need to log into your Treasury account to download the pdf for it.  

 

You said the bank 1099 was a large amount because it included the bonds.  If that is the case you might have a problem.  Check again with the bank.