Has the IRS sent it yet? Check IRS Where's my refund
https://www.irs.gov/refunds
Are you having the fees deducted from your refund? Then it goes through another bank first to take the fees out.
Who provides Pay with Refund?
https://ttlc.intuit.com/community/refunds/help/who-provides-pay-with-my-refund/00/26410
