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Level 1
posted Aug 6, 2025 9:20:20 AM

senior tax credit

With the senior tax credit ,,im over 65 but my wife is 61 how will that work

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1 Best answer
Level 15
Aug 6, 2025 9:26:16 AM

The spouse who is 65 or older gets the extra $6000 credit.  Your 61 year old spouse does not get the credit.   You can still file a joint return.

4 Replies
Level 15
Aug 6, 2025 9:26:16 AM

The spouse who is 65 or older gets the extra $6000 credit.  Your 61 year old spouse does not get the credit.   You can still file a joint return.

Level 1
Aug 6, 2025 1:57:10 PM

How does the senior tax credit work? Do you just take up to $6,000 (your tax liability) at the end of the return? 

Employee Tax Expert
Aug 6, 2025 2:33:22 PM

There is a new deduction for seniors under the bill.  It will reduce your taxable income.  The IRS will be revising forms to include a line to list the $6,000 credit and then subtract it from your taxable income. 

For example:  If you are in the 12% tax bracket it would reduce your taxes by $720.

 

@benchmarkrealty  Thank you for joining us today!

Employee Tax & Finance Expert
Aug 6, 2025 3:24:54 PM

$6,000 is not a reduction in tax liability.  It is a reduction of Taxable Income.