Different options to pay the IRS:
Credit card: You can pay for your federal taxes with your credit/debit card through a third-party payment processor. The processor charges a convenience fee.
Short term payment plan: Pay amount owed in 180 days or less
Long term payment plan: Pay amount owed in monthly payments
https://www.irs.gov/payments/payment-plans-installment-agreements#costs
Offer in Compromise: An Offer in Compromise (OIC) is a program offered by the IRS that allows you to settle your tax debt for less than the full amount you owe, if you meet certain criteria. It’s designed for taxpayers who are unable to pay their full tax liability or doing so would create a financial hardship.
https://www.irs.gov/payments/offer-in-compromise
If you owe a tax debt and can't pay all or part of it, the IRS can help. https://www.irs.gov/payments/get-help-with-tax-debt They can temporarily delay collection until your financial condition improves.
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