Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 1
posted Aug 6, 2025 4:20:57 PM

multi-year tax strategy and planning for transition to retirement, including IRMAA cliff thresholds, potential Roth ITA conversion amounts for individual tax situations, etc

Does Turbotax support multi-year tax strategy and planning for transition to retirement, including IRMAA cliff thresholds, potential Roth ITA conversion amounts for individual tax situations, etc... does Turbotax have on-line (or downloadable) tax planning forms or spreadsheets to help guide Roth IRA conversion plans for multi-year execution to fill up tax brackets under the new tax law? 

0 2 7040
2 Replies
Level 1
Aug 6, 2025 4:21:46 PM

Sorry, I meant IRA... (not ITA)

Employee Tax Expert
Aug 6, 2025 4:49:56 PM

This is a very complex situation and while we do have some tools available to assist, we do not have a dedicated IRMAA calculator.  We do offer a custom scenario input on our Free Tax Reform Calculator.

 

If you purchase the desktop version of TurboTax, it does include a "What-If" worksheet tool.  For a Roth conversion, you could incrementally increase the amount of your converted IRA and observe how it impacts your tax bracket and total tax owed.  Many financial services companies offer planning calculators, so you might check with the company who administers your IRA.

 

Hope this helps!

Cindy