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Level 1
posted Aug 6, 2025 4:32:32 PM

6000 dolar contribution for seniors.

I seem to find conflicting information on who is eligible for the 6.000 dolar deduction, I am single, my income this year including SS would be around $60.000 dolars. Am I eligible or not?

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4 Replies
Level 15
Aug 6, 2025 4:37:34 PM

If you are 65 or older, then you can get the extra $6000 deduction along with your standard deduction.

 

And....as an aside that may affect your entries.....be much more careful with your use of decimals and commas.  You have put decimals in incorrect spots in your amounts.   If you do that on your tax return it will cause problems.

Employee Tax Expert
Aug 6, 2025 4:40:16 PM

In order to claim the new additional Senior deduction of $6,000 ($12,000 if Married Filing Joint), you must be 65 or older on the last day of the tax year, have a valid social security number and to get the full amount, your modified adjusted gross income must be under $75,000 (or $150,000 for Married Filing Joint).   (The deduction phases out if your modified adjust gross income is over these amounts.)

 

This bonus deduction is in addition to the standard deduction for your filing status or  your itemized deductions, if you itemize. 

 

The bonus deduction is temporary, for years 2025 to 2028.

 

 

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Level 1
Aug 6, 2025 4:44:16 PM

Thank you for the response. I will be very careful with commas and decimals. 

Employee Tax Expert
Aug 6, 2025 4:45:01 PM

You would likely be eligible to take the full $6k senior deduction on your 2025 tax return if the following are true:

  • you are age 65 or older by December 31, 2025
  • your modified adjusted gross income is below the $75k threshold - you said it's $60k, so you should be fine there
  • you include your social security number on your tax return

Thanks for your question!