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Level 3
posted Mar 9, 2020 8:08:05 AM

is there a fico score past 850?

i'm almost @ 750 and 850 is def. my goal...so let's say you reach 850, is that the max?

0 2 570
1 Best answer
Level 15
Mar 9, 2020 8:10:08 AM

There are different FICO score versions.

 

See https://www.myfico.com/credit-education/credit-scores/fico-score-versions

 

The base score tops out at 850.

2 Replies
Level 15
Mar 9, 2020 8:10:08 AM

There are different FICO score versions.

 

See https://www.myfico.com/credit-education/credit-scores/fico-score-versions

 

The base score tops out at 850.

Level 15
Mar 9, 2020 9:53:53 AM

The basic FICO score stops at 850.

 

FICO has specialty scores targeted for different lending sectors.  For example, a credit card lender is mainly concerned that you make payments on time, while a mortgage lender might be more concerned about your overall debt to income ratio. So FICO has some sector-specific scores.  These max out at 900.  You have to read the fine print each time to get a score to see which scoring model is being used.