Closed accounts with no balance are not part of your credit score.
@BL1550 wrote:
How do I remove closed credit card accounts from my credit score?
You cannot remove them from your credit report unless they are inaccurate.
You should read through the article at the link below.
See https://creditcards.usnews.com/articles/how-to-remove-a-closed-account-from-your-credit-report
How do I get closed accounts expunged from my credit report?
@khigh1971 wrote:
How do I get closed accounts expunged from my credit report?
They drop off after a certain period of time; you cannot get them expunged except in certain situations.
See https://www.thebalance.com/how-can-i-remove-a-closed-account-from-my-credit-report-960399