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posted Aug 8, 2020 5:35:49 PM

2016 Missed payments

I had some missed payments in 2016, only three.  These three missed or late payments from 2016 are still reported on my score.  As well, they are negatively affecting my score even though I've had a perfect payment history since.  What can I do?

 

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1 Replies
Level 15
Aug 8, 2020 7:06:54 PM


@JBnATL2020 wrote:

What can I do?


You cannot do much since late payments typically remain on your credit reports for seven years.

 

See https://www.creditkarma.com/credit-cards/i/how-long-do-late-payments-stay-on-credit-report