Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jun 5, 2019 10:46:56 PM

Why didn't I get the full capped amount for my Student Loan Interest (1098-E)

I get the following message when I added my 1098-E "You might be wondering why it isn't $10,150. That's because there's a cap of $2,500 for this deduction"  But my federal refund only increased by around $500

0 1 410
1 Best answer
New Member
Jun 5, 2019 10:46:57 PM

The $2,500 is a deduction, not a credit.  A deduction lowers your taxable income which lowers your overall tax obligation based on what tax bracket you fall.

1 Replies
New Member
Jun 5, 2019 10:46:57 PM

The $2,500 is a deduction, not a credit.  A deduction lowers your taxable income which lowers your overall tax obligation based on what tax bracket you fall.