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Level 2
posted Feb 27, 2025 7:22:01 PM

Where can i see the maximum allowable 529 education expenditure I could have spent this tax year given my expenditure and income inputted?

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1 Best answer
Expert Alumni
Mar 1, 2025 10:03:20 AM

The best thing is to create you own list. It is always good to double check qualified 529 for Room and Board expenses along with Qualified Education Expenses - Internal Revenue Service to be prepared for the coming year and list your true expenses for this tax year. You should keep your qualifying expenses with your tax paperwork. The IRS sometimes ask to see them.

 

You can look at the information you typed into the program. To view the student worksheet, select to view all forms and worksheets.

To print or view  your forms:

  • In desktop, switch to Forms Mode.
  • For online:
    1. On the left side, select  Tax Tools
    2. Select Print center
    3. Select Print, save or preview this year's return
    4. If you have not paid, select pay now.

8 Replies
Expert Alumni
Feb 27, 2025 7:47:54 PM

Are you wanting to know how much you can contribute to 529 plan?   It depends on your state.   There is no federal deduction for contributing to a 529 plan, but some states have a credit.  

 

Or are you asking about education credits?  

 

What education tax credits are available?

Level 15
Feb 27, 2025 8:06:13 PM

Your question is not clear.

 

Did you mean maximum 529 distribution (withdrawal)?  That not only depends on how  much expenses you have (tuition, fees, books, a computer, room & board) but also on how much scholarship you have and whether you are eligible for a tuition credit and which credit. 

 

There are three things you can do with your Qualified educational expenses (QEE):

  1. Allocate then to scholarships (so that the scholarship remains tax free)
  2. Use them to claim an education credit
  3. Allocate them to the 529 distribution (1099-Q) so that it will not all be taxable

Level 2
Feb 27, 2025 9:19:28 PM

Neither.  I want to see of the amount I withdrew this year, how much more I could have withdrawn without penalty.  is there a form somewhere that shows how I much I withdrew and how much my expenses are?

Level 2
Feb 27, 2025 9:22:21 PM

Thanks.  I want a summary showing what I withdrew and what my expenditures totaled - and therefore I could see what is remaining that I could have withdrawn.  Is there not a schedule that shows this like there is for rentals - schedule E ?  If so, what is it called and where do I find it?

Level 15
Feb 28, 2025 4:28:23 AM

 Q.  Is there not a schedule that shows this?

A. No.  Look at the student information worksheet, that might help. There's also a 1099-Q worksheet. 

 

It's probably best done manually. The formula is: Total expense minus amount of tuition used for the education credit (usually $4000) minus the amount allocated to any scholarship (to keep the scholarship tax free) equals the amount you can withdraw from the 529 plan.

 

Room and board is only a qualified expense for the 529 plan, not the tuition credit or tax free scholarship.  Having the student treat some of his scholarship as taxable income can free up expenses for the credit or 529.  Students won't actually pay any tax on scholarship income until their total income reaches $14,600. 

Level 2
Feb 28, 2025 8:26:17 PM

Thanks.  I didn't see the student information worksheet though.

Expert Alumni
Mar 1, 2025 10:03:20 AM

The best thing is to create you own list. It is always good to double check qualified 529 for Room and Board expenses along with Qualified Education Expenses - Internal Revenue Service to be prepared for the coming year and list your true expenses for this tax year. You should keep your qualifying expenses with your tax paperwork. The IRS sometimes ask to see them.

 

You can look at the information you typed into the program. To view the student worksheet, select to view all forms and worksheets.

To print or view  your forms:

  • In desktop, switch to Forms Mode.
  • For online:
    1. On the left side, select  Tax Tools
    2. Select Print center
    3. Select Print, save or preview this year's return
    4. If you have not paid, select pay now.

Level 2
Mar 2, 2025 10:43:28 AM

Thanks.  I get more answers in this community forum that from any official Turbo Tax person.  Thanks all