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New Member
posted Jun 6, 2019 9:54:07 AM

Tuition for depndnt of 7584, R&B=5671 & 529 withdrawal=6000. TT is figuring 4000 Am Opp Crdt. TT is only applying R&B to the 529 wd. Shouldn't excess tuition go too?

I have for my dependent Tuition=$7,584, Rm & Board=$5,671 and 529plan withdrawal=$6,000. TT is only applying the Rm & Board expense against the 529 withdrawal. Shouldn't the excess Tuition (amt over the $4,000 Am Opp credit) also be applied?  TT calculates a $73 income amount on line 21 of the 1040 as a result.

This doesn't seem correct given that the withdrawal from the 529 is $6,000 and total qualifying expenses is $13,255 (tuition + rm & board) - $4,000 (tuition used on am opp crdt) = $9,255.


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1 Best answer
Expert Alumni
Jun 6, 2019 9:54:08 AM

If there are any Scholarships/Grants reported on a 1098-T, these will be subtracted first from Qualified Education Expenses.  

Don't forget to add Books and other Required Fees under Additional Expenses.

Here's a detailed discussion that may help you (scroll down to 1099-Q Funds:(

https://ttlc.intuit.com/replies/6518490

2 Replies
Expert Alumni
Jun 6, 2019 9:54:08 AM

If there are any Scholarships/Grants reported on a 1098-T, these will be subtracted first from Qualified Education Expenses.  

Don't forget to add Books and other Required Fees under Additional Expenses.

Here's a detailed discussion that may help you (scroll down to 1099-Q Funds:(

https://ttlc.intuit.com/replies/6518490

New Member
Jun 6, 2019 9:54:10 AM

Thank you Turbo TaxMarilynG for pointing me to this information. In my case, there are no scholarships/grants. I am still confused as to why turbo tax is not including the amount of tuition not used by the American Opportunity Credit against the 529 plan withdrawal. I added the expense for books, a few hundred dollars, and that did not change the calculation. Could this be a problem with how the program is calculating these dollars or how I am inputting the information?