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Returning Member
posted Feb 27, 2022 10:34:25 AM

Student Loan Forgiveness on 1099-NEC

I have a 1099-NEC for student loans forgiveness or repayment by a third party. I entered the 1099-NEC in TurboTax and it categorizes it as business income. The instructions on the 1099-NEC says that if it is not self-employment income, then it is a sporadic activity or hobby and to enter it as Other Income on Form 1040 Schedule 1. I cannot get Turbo Tax to let me do that. How do I correct this? 

0 5 1882
5 Replies
Level 8
Feb 27, 2022 1:11:41 PM

If it is not subject to self employment tax, go to "other common income." Then go to 1099-Misc and enter the income in box 3. Still reporting the income and not getting the s/e tax.

Level 15
Feb 27, 2022 1:35:47 PM

The method zoltanb describes will work.

 

Alternatively, enter it in the 1099-NEC section.  At the screen titled "Does one of these uncommon situations apply?", select "This is not money earned as an employee or self employed individual, it is from a sporadic activity......"

That will automatically put it on line 8z of Schedule 1 and identify it as "non-employee compensation from 1099-NEC"

 

You say this was  "student loans forgiveness or repayment by a third party".  It kinda depends on your relationship to the third party.  If the payer was your employer, it should be treated differently. 

New Member
Feb 1, 2025 7:38:35 PM

This is not an option any more. 

Level 15
Feb 2, 2025 5:12:23 AM

This is still there:

 

  At the screen titled "Does one of these uncommon situations apply?", select "This is not money earned as an employee or self employed individual, it is from a sporadic activity......"

 

At least, it is on my desktop (download) Deluxe.

 

New Member
Feb 2, 2025 3:23:24 PM

Thank you for checking- I am on the web version and it does not have that as an option. Just the standard S/E, Hobby, Lawsuit list.