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New Member
posted Apr 2, 2025 1:35:38 PM

My 24 year old is not able to be claimed as a dependent-but she is in grad school. Do I enter the 1098-T

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1 Best answer
Level 15
Apr 2, 2025 5:26:53 PM

You do not enter her 1098-T on your tax return (since she is not your dependent).

 

Grad students are not eligible for the refundable American Opportunity Credit (AOC).*  

The only credit available to grad students is the Lifetime Learning Credit (LLC). It is a non refundable credit. That is, it can only be used to offset an actual tax liability (no refund). So she may be able to claim the 1098-T on her tax return. 

 

*The more generous and partially refundable American Opportunity credit (AOC) is available for graduate education in the same year that you completed your bachelors degree.

2 Replies
Expert Alumni
Apr 2, 2025 1:39:36 PM

No. If she is not your dependent, you can not claim the education credit and you don't report the 1098-T on your return.

Level 15
Apr 2, 2025 5:26:53 PM

You do not enter her 1098-T on your tax return (since she is not your dependent).

 

Grad students are not eligible for the refundable American Opportunity Credit (AOC).*  

The only credit available to grad students is the Lifetime Learning Credit (LLC). It is a non refundable credit. That is, it can only be used to offset an actual tax liability (no refund). So she may be able to claim the 1098-T on her tax return. 

 

*The more generous and partially refundable American Opportunity credit (AOC) is available for graduate education in the same year that you completed your bachelors degree.