Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Returning Member
posted Feb 23, 2025 4:07:58 PM

Maryland 529 Contributions for Non-Relative

Hi,

I contributed to a Maryland 529 Plan last year. The plan is owned by a friend of mine and the beneficiary is her daughter, neither of whom I am related to. I am a Maryland resident. Can I claim the deduction on my Maryland taxes for my contribution even if the plan is not mine? I ask because the first question asked when going into the "Maryland College Savings Plan Contributions" is "Do you have one of the College Savings Plans listed above?". I don't have one of the plans personally, but I did contribute to one.

0 1 441
1 Replies
Expert Alumni
Feb 23, 2025 4:33:54 PM

Assuming that you are a Maryland resident, you can claim the deduction for your 529 contribution to your friend's daughter's plan, up to $2,500. According to the Maryland 529 website:

 

Account owners and contributors can each subtract contributions.  A contributor need not be a parent or family member of the beneficiary to be eligible for the income subtraction.

 

For more information, please see:

Maryland 529 Website

How to Maximize your Maryland College Investment Plan Tax Benefits

2024 Maryland Resident Instruction Booklet: See Page 9