I am still in schooI and have not started paying back my student loans, do I have to file the scholarships now?

If  your scholarships/grants (if any) exceed your Qualified Education Expenses, you are required to claim the difference as income.

If your educational expenses exceed your financial aid, you may qualify for an education credit..

So, you should claim both your financial aid as well as your qualified educational expenses.

To enter educational expenses:

·         Type in 1098-t in the search box, top right of your screen, then hit the Enter key

·         Click the jump to 1098-t link in the search results

·         Follow to prompts and online instructions