The federal return does not ask whether student loan interest paid was from undergraduate or graduate student loan interest so you just enter the total. Once you arrive at the student loan interest deduction section in the Massachusetts state form, you are told to break it down into undergraduate and graduate loan interest. But the total amount from the federal has been put into the "undergraduate" box already. This box is not editable. I need to put the amount in the "graduate" box.
As I recall, you just put the amount from the graduate loan in the "Graduate" box and continue on, and TurboTax will do the math (reduce the undergrad amount).
I have a mix of graduate and undergraduate loans. My 1098-E doesn't break down how much of the interest I paid went to each type. Is there a way to figure this out?
Your can ask the loan company if they have this information. If not, you will just have to do a good faith estimate of the breakdown (for example, allocated based on the original principal of the loans). Keep a record of how you arrived at your numbers.
I have been dealing with the same problem (loans from UG and grad are lumped) and our servicer has been unable to provide us with the amount. I just found an answer from another thread, and it looks like you approximate the interest paid in grad based on the proportion of grad:undergrad monies in the total. See here: <a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/questions/4283042-for-the-massachusetts-student-loan-interest-deduction-how-do-you-specify-undergraduate-interest-if-you-ve-consolidated-graduate-and-undergraduate-loans">https://ttlc.intuit.com/questions/4283042-for-the-massachusetts-student-loan-interest-deduction-how-do-you-specify-undergraduate-interest-if-you-ve-consolidated-graduate-and-undergraduate-loans</a>