We have a parent plus school loan for my 22 year old daughter. I get a 1098T each year and for the next 10 years. She is no longer a dependent. Who gets to claim it as a deduction?
The 1098-T has nothing what-so-ever to do with any loan. Did you mean 1098-E par chance? If so, the person named on the 1098-E can claim the interest. Since your daughter is not listed as a borrower or co-borrower on the loan she has no legal obligation to pay the loan. So she can't claim it. But consider this:
Since your interest payment is an itemized deduction on SCH A it may not make any difference at all. Remember, until the total of all itemized deductions on SCH A exceed your standard deduction, those itemized deductions make no difference in your tax liability. For 2018 the standard deduction is:
Single or MFS $12,000
MFJ - $24,000