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posted Jun 4, 2019 5:37:25 PM

How can I deduct a student loan from a foreign lender using Turbotax? I don't have a 1098-E.

I took out an education loan in Japan while residing there in order to attend an American institution online. I have moved back to the U.S. but am paying back the loan still. How do I enter the date without a 1098-E?

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1 Replies
Level 6
Jun 4, 2019 5:37:26 PM

When entering your foreign loan, you do not need the date.  All you need is the lender's name and the amount of interest you paid.  Remember, you are not deducting the loan.  You are only deducting the interest paid.

If you meet the following requirements, then you can take the Student Loan Interest Deduction.  Even if your student loan is being paid to a lender in another country. 
  • The loan was taken only to pay qualified education expenses, which includes tuition, fees, room and board, books, equipment, and transportation
  • The school you attended participates in the Department of Education student loan programs
  • You are attending school at least half-time
  • You are seeking a degree, certification, or participating in another qualified program
  • You are not claimed as a dependent on someone else's tax return
  • You are legally obligated to repay the loan
See this TurboTax FAQ for additional information.  Click "See entire answer" for the full page view.

Also, if American Institution is a qualifying school, you may be able to deduct the tuition and fees paid.  Generally, your expenses will be reported on a 1098-T.  This form should be available on your school's web portal.

https://ttlc.intuit.com/replies/3302319