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posted Apr 14, 2025 7:37:46 AM

CODE G 1099-C Discover Student loans

Hello:

 

If I received a 1099-C for a debt described as a student loan, but the event code is G, is this considered taxable income?  The loan was written off in October of last year.

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1 Replies
Expert Alumni
Apr 14, 2025 8:22:47 AM

it depends on why your debt was forgiven. See Can Debt Forgiveness Cause a Student Loan Tax Bomb?

Enter the 1099-C and go through the questions to be properly reported. How do I enter a 1099-C?

Your state may tax or exempt regardless of the federal so check state law as well. You can reply with the state for us to help.

 

Reference: Topic 431