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Level 3
posted Apr 18, 2023 12:43:10 AM

Can the amount of grants be withdrawn penalty free?

I understand that the amount rec'd in scholarships can be withdrawn penalty free  (though taxes are still due from the owner or beneficiary on the earnings). But what about grants?  Our student also rec'd a Pell Grant ($3448) and a Federal Supp Opportunity grant ($1000). Can either of these amounts be withdrawn from the 529 penalty free?  Thank you. 

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1 Best answer
Level 15
Apr 18, 2023 4:28:33 AM

Q.Our student also rec'd a Pell Grant ($3448) and a Federal Supp Opportunity grant ($1000). Can either of these amounts be withdrawn from the 529 penalty free?

A. Yes.

 

Grants are scholarships for ta purposes. When entering the 1099-Q and 1098-T in TurboTax, to claim the penalty exception, enter the amounts as scholarships (it not already included in box 5 of the 1098-T). 

 

 

 

 

1 Replies
Level 15
Apr 18, 2023 4:28:33 AM

Q.Our student also rec'd a Pell Grant ($3448) and a Federal Supp Opportunity grant ($1000). Can either of these amounts be withdrawn from the 529 penalty free?

A. Yes.

 

Grants are scholarships for ta purposes. When entering the 1099-Q and 1098-T in TurboTax, to claim the penalty exception, enter the amounts as scholarships (it not already included in box 5 of the 1098-T).