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New Member
posted Feb 2, 2025 8:07:13 AM

Can I deduct 1098-E student loan interest without itemizing?

Would refund change if amend to include 1098-E?

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3 Replies
Expert Alumni
Feb 2, 2025 8:09:02 AM

Yes.

 

The student loan deduction is not an itemized deduction.

 

Please read this TurboTax article on the student loan interest deduction.

Level 15
Feb 2, 2025 8:09:30 AM

Student loan interest is not an itemized deduction for Schedule A.   You can use student loan interest without itemizing deductions.

Level 15
Feb 2, 2025 8:20:43 AM

Technically, it's an "adjustment to income" and goes on Schedule 1, then to form 1040.