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Level 1
posted Feb 2, 2024 10:07:36 AM

1098-E

I am the co-signer - my daughter is in the Air Force now.  She was a dependent when we took out the loan for college.  She is not claiming the interest - I have been paying the loan -  the 1098-E is in her name -

When entering my numbers into TurboTax - the site says that the IRS will only let you claim the student loan interest deduction IF your name in on the 1098-E form ???  Is this correct ???

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1 Replies
Level 15
Feb 2, 2024 10:11:43 AM

Q. TurboTax - the site says that the IRS will only let you claim the student loan interest deduction IF your name in on the 1098-E form.  Is this correct ???

A. No.

 

You can claim the interest deduction, if you meet the three requirements:

  1. You paid the interest
  2. You are legally obligated to pay it (co-signing counts)
  3. The student was your dependent, at the time the loan was used to pay for qualified educational expenses

Enter at the 1098-E screen as if it were yours