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Returning Member
posted Jun 7, 2019 3:16:42 PM

When and why would I take distributions from my S-Corp?

When and why would I take distributions from my S-Corp? What is the tax implication? What is the difference between that and K-1 income?

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1 Best answer
Alumni
Jun 7, 2019 3:16:43 PM

Distributions of previously taxed income from an S-Corporation are not subject to income tax if you have the basis in your stock to cover them.  However, they should not be taken before the S-Corporation has paid you reasonable wages (subject to FICA and Medicare Tax) for your services.

19 Replies
Alumni
Jun 7, 2019 3:16:43 PM

Distributions of previously taxed income from an S-Corporation are not subject to income tax if you have the basis in your stock to cover them.  However, they should not be taken before the S-Corporation has paid you reasonable wages (subject to FICA and Medicare Tax) for your services.

Returning Member
Jun 7, 2019 3:16:45 PM

I do take a small salary but it is not my primary source of income.  I have W2 income.  The distribution was relatively small.  Is there a formula as a percentage distribution to income?

Alumni
Jun 7, 2019 3:16:46 PM

Unfortunately, there is no percentage or standard.  The concern is that the IRS feels that taking distributions before a reasonable salary is an attempt to avoid FICA taxes.

Level 13
Jun 7, 2019 3:16:48 PM

And if you are the sole shareholder and only employee of the S-Corp the IRS takes the position, pretty much by default, that all the income of the S-Corp is your "reasonable salary."

Level 15
Jun 7, 2019 3:16:49 PM
Returning Member
Jun 7, 2019 3:16:51 PM

I'm the sole shareholder however, I have one employee that I paid more than I took.  It's a very small company.

New Member
Jun 7, 2019 3:16:53 PM

You got a source on that TomYoung? That's not true at all. Reasonable salary is what is reasonable for your profession, and you set that by doing research and noting  how you came up with that salary. Anything beyond that is a distribution to shareholder and is not subject to medicare/fica

New Member
Jun 7, 2019 3:16:58 PM

What if there are multiple owners of a specific S Corp, who decides when (and how much) distributions should be? Does it need to be a Board decision?

New Member
Jun 7, 2019 3:16:58 PM

Here's another question perhaps someone can help with. Can a Sub-S vary distribution based on shareholder activity in the company? For example, three equal (1/3) owners of a Sub-S contribute varying levels in the course of a year. I understand we can only have a single stock class and we must first pay ourselves a reasonable wage. Let's say we pay ourselves $50/hour. At the end of the year we have $30,000 dollars to distribute to shareholders. Could our bylaws layout a distribution scenario where $15,000 dollars is split purely based on the shareholder ownership and the remaining $15,000 dollars be based on a combination of shareholder ownership and payroll hours recorded? The second $15K is being used to reward shareholders who put the most effort in to the company over the year. Sort of like variable compensation, but we won't know how much we can vary until we complete the taxes?

Returning Member
Oct 11, 2019 12:05:40 PM

Question. I have had S Corp for 14 years.

 

The first 10 years I was using it as "Side gigs".  I did not take distributions or salary for like 8 years.  The next 4 the income increased and I took a reasonable salary and very little distributions.

 

In 2019 I will probably net only $5000 because I didn't do anything in the S Corp.  I do not want to take a salary on $5000 as the fees are ridiculous for that little payroll.   

 

My question is I have a lot of money from the last 14 years that I already paid taxes on.  Can I take them as distributions (retained earnings) this year without a payroll in 2019?

 

It doesn't seem right if you earn $1,000,000 in a year and take $100,000 salary but leave the $900,000 in the account for future years that you would have to take a payroll in a year with no earnings just so you can access the $900,000. 

 

It does make sense that you would have to take a salary in a year you are taking distributions IF you have net income to justify it.

 

 

Level 15
Oct 11, 2019 5:05:23 PM

Ok ... i highly recommend you talk to a local tax professional to get educated since an S-corp doesn't have retained earnings.  

New Member
Apr 30, 2020 9:22:36 PM

Good evening! 

What happen if i take a distribution about retained earning from prior fiscal year?

For example:

For 2019 fiscal year, i took the total amount of retained earning from 2018 ($20.000). But for this year 2019, the corporation had an earning of $30,000.00. And only i received like compensation of Officers ($5,000.00).  Is this reasonable situation?

Thank you in advance! 

 

Returning Member
May 12, 2022 12:11:13 PM

Take the $900k as a tax free distribution, then reinvest it into the company, that way your company has the funds you want it to have and it shouldn't be taxed again. 

Level 15
May 12, 2022 3:14:49 PM

@bronsoni   Why are you posting on a thread more than 3 years old ? 

Returning Member
May 12, 2022 3:32:38 PM

Well, I didn't realize with was three years old, only saw april. At any rate, I guess my question to you is why do you care? and why are you responding to a someone responding to a three year old post. 

Level 15
May 12, 2022 3:57:20 PM

Since I had a post on this thread I get notification when another post is added.  So I asked you why you were adding to the thread at this late date.  

Level 15
May 13, 2022 5:09:06 AM

We question these "late" posts since the tax law can change a lot in the interim, and we want to make sure the readers know that.

New Member
Jul 6, 2022 8:11:53 PM

Hi Everyone,

 

Question on S Corp profits. I am a single member LLC taxed as an S Corp. I paid myself a salary of about $100k already this year (which is a fair salary for the work I do) and I have another 50k in profits and expect to earn another 50k this year, for a total of 100k in profits and 100k as a salary. 

 

My question is, when can I start taking the profits out of the S Corp (not as my salary)? I would like to put that money to use and I would rather not wait until the end of the year to remove all the accumulated business profits out of the business checking into my personal. Can I just withdraw from it at anytime since I am the only owner and have already paid myself the fair salary for the year? 

Level 15
Jul 6, 2022 9:23:36 PM

any time you wish. just be careful not to take out more than your tax basis. basis is determined at year-end.