Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Mar 25, 2025 2:02:20 PM

How do I get TurboTax to enter seller-financed mortgage interest income on to Part 1 of Schedule B? I do not think the Installment Sale path is the correct method.

0 1 1860
1 Replies
Expert Alumni
Mar 25, 2025 2:16:05 PM

Enter it in the Interest and Dividends section.   If the interest was received as part of a sale that's not reported as an Installment Sale, you should report it here as Interest from a Seller-Financed Loan.  A sale will not be reported as an Installment Sale in the following situations:

 

  • The sale does not result in a gain (for example, the sale was a loss, or the entire gain was excluded under the Primary Residence Exclusion) 
  • All payments were received in a single tax year, OR
  • You simply elect not to report the sale as an installment sale and treat the entire gain as taxable in the year of sale.