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New Member
posted Jul 14, 2022 9:36:13 AM

Will the IRS attempt to resend a refund back out using direct deposit if my bank sent it back because it was a large amount?

My refund is 30,000 and my deposit limit is 15,000 so my bank sent it back, will they send it back in portions?

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3 Replies
Level 15
Jul 14, 2022 9:42:37 AM

The IRS will send you a check. 

Level 15
Jul 14, 2022 10:42:49 AM

When a bank refuses the direct deposit and returns it to the IRS, then the IRS issues and mails a check to the address on your tax return.   So watch your mailbox.   It takes several weeks but they mail a check via first class mail--without any sort of tracking-- and you need to make sure you open all of your mail---do not assume anything is junk mail -- open it all before you toss anything.

Level 15
Jul 14, 2022 3:24:32 PM

A $30,000 refund?   Are you sure that's correct?