Why is it asking for a credit card? In previous years, I have always had my fees deducted from my refund.

Refund Processing, to pay for Turbo Tax fees out of the refund, will  become available when all the forms are ready to be filed. Some federal forms do not yet have the IRS final draft available and then states do not finalize some of their forms until the federal ones are ready.    

Please click on the REVIEW tab to see any forms that are waiting and an estimate of when they will be ready .  

Below is a list of federal form availability dates