Why do I owe if I didn’t receive my federal refund?

"owe the credit I amended on my return that I did not receive yet" What credit?

HCTC

See this TurboTax support FAQ for payment of the TurboTax account fees - https://ttlc.intuit.com/questions/1901364-why-was-my-bank-account-auto-debited-for-turbotax-fees