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New Member
posted May 31, 2019 4:55:05 PM

When filing joint does it tell you what each person received for a refund?

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6 Replies
Level 15
May 31, 2019 4:55:07 PM

You are correct to file MFJ, as that will give you the most for education credits. But as to who gets what, the tax forms don't work that way. A joint return is just that - joint. Meaning that a single check is issued with both filer's names on it. If a direct deposit, most banks will not accept a direct deposit to joint recipients, if the names of both recipients are not on the account. Not all banks are like that though.

Level 13
May 31, 2019 4:55:10 PM

How odd.  My wife and I put our (occasional) refund in our joint checking account because we're married.

Level 15
May 31, 2019 4:55:12 PM

@karynkaryn  Do you live in a Community Property state?

Level 15
May 31, 2019 4:55:14 PM

Yes, "joint" means just that, both, not "mine" and "spouse", but together.

New Member
May 31, 2019 4:55:16 PM

What you can do is to do a return for him as though he were single and one for you as though you were single.  Then a joint return.  It may turn out that the refund on the joint return is actually less than if you were both single.  Or it may be more.  But it may still guide you as to a "fair" allocation.  If you file Married Filing Separately you will get no education credit and you cannot legally file as single.

Level 15
May 31, 2019 4:55:17 PM

I see you have desktop software, so you can prepare an unlimited number of returns. You can prepare phantom returns to see what your refund would have been if you file single (you are not allowed to actually file single).