Once the IRS accepts your e-filed return and if you are eligible and approved for Refund Advance (a 0% APR loan with $0 loan fees) and the Turbo Visa Debit Card, you’ll be able to start spending online, typically within 48 hours of the IRS accepting your return.
Please see the below FAQ for additional information on the Refund Advance:
https://ttlc.intuit.com/community/refunds/help/about-receiving-your-refund-advance/00/27510