Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 2
posted Jan 20, 2024 7:55:01 PM

Refund advance

So the IRS accepted my return on 1/19 instead of 1/29. Ok so they are getting a head start. I thought I was getting the advance within a few minutes of being accepted, but no. I called credit karma they told me to call turbo tax. So I did. Turbo tax customer service knows nothing other then what we can read ourselves. I asked her to speak to she just kept reading the part of the irs accepting it on the 29. I want an explanation of why i don’t have the advance yet

1 25 5808
1 Best answer
Expert Alumni
Jan 23, 2024 1:27:14 PM

If you were approved for the advance and your return was accepted during the early testing period, then you should receive the advance within 48 hours. 

24 Replies
Level 15
Jan 21, 2024 10:54:32 AM

You can't receive a Refund Advance until the IRS has accepted your return, and the IRS doesn't begin accepting tax returns until January 29th this year.

You may have received an email from TurboTax informing you that your federal return has been submitted, but that doesn't mean the IRS has accepted your electronically-filed return. 

After you e-file your return, you should receive two emails from TurboTax.  The first one tells you that your return was submitted.  Then, later, you'll get a second email telling you whether your federal return has been accepted or rejected.

Until the return has been accepted by the IRS, your Refund Advance cannot be processed.

See these resources for more information:

Level 2
Jan 21, 2024 2:32:05 PM

I was told different when you do the advance refund once they send you the email that your refund has been accepted they should deposit the advance that your approved for. The whole purpose for you doing the advance is so you don’t have to wait until the 29th to get some of your money! A lot of tax places are doing and people have already gotten some of their money back .

Level 2
Jan 23, 2024 11:31:11 AM

It clearly states the IRS has accepted my refund. 

 

Level 2
Jan 23, 2024 11:32:38 AM

Turbotax needs more training. They clearly don’t understand what is being said or what is posted to the customer 

Level 15
Jan 23, 2024 11:36:09 AM

When will I know if I've been approved?

You won't receive a final decision of whether you are approved for the loan until after you file your taxes

and the IRS has opened

. Loan repayment is deducted from your federal tax refund and reduces the subsequent refund amount paid directly to you.

 

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/offer-details-disclosures-refund-advance-program/L4ljXp6TI_US_en_US?uid=ld9q8wt1

 

https://www.irs.gov/newsroom/2024-tax-filing-season-set-for-january-29-irs-continues-to-make-improvements-to-help-taxpayers

 

Level 2
Jan 23, 2024 11:37:05 AM

The irs website even tells me they accepted it I’m not stupid 

 

Level 2
Jan 23, 2024 11:46:30 AM

And yes I received both emails 

 

Level 2
Jan 23, 2024 11:48:19 AM

Everything I just posted y’all said had to be done and still no refund advance. So now what’s the answer to why I haven’t received it

Expert Alumni
Jan 23, 2024 1:27:14 PM

If you were approved for the advance and your return was accepted during the early testing period, then you should receive the advance within 48 hours. 

Level 2
Jan 23, 2024 3:35:10 PM

Ok it was accepted on the 19th by the irs but nothing has came to my credit karma account yet 

Expert Alumni
Jan 25, 2024 5:22:46 AM

You will need to contact Credit Karma.

 

Please contact Credit Karma on their Contact Us page. 

New Member
Jan 25, 2024 7:23:10 PM

Jc if you had contacted credit karma and what they had to say if not recieved by now? I was in the process of paying with my credit card to do the same thing that you are trying but after reading all the issues that have accured so far i think i will take my taxes elsewhere bc yes your right other places are giving refunds within minutes of filing & yes it may cost a bit more but they also have higher reviews with less errors to worry about happening again this year. I've already seen so many issues with this service that I have been with for many years that I'm seriously reconsidering at this very moment based on what your reply will be so if anyone has any further info I would love to know what my next move should be.

Level 1
Jan 30, 2024 2:25:49 PM

Ok my return was accepted on the 24th and I applied for the advance but yet to have any response back on it, unlike last year I had an email 6 hrs later but nothing still it’s been ) days since the irs accepted my return, I call TurboTax and all they do is tell me what’s on the their screen, which is nothing not a denial nor a approval. I haven’t received anything back not one single email about the advance. I was told to contact credit karma by turbo and for credit karma to tell me they are only a receipt 3rd party that turbo tax is who I talk to. I call back and get same BS response not ever getting an answer to why I have documentation showing I signed for the advance in my return paperwork but get nothing told but there’s nothing showing a denial or approval for the advance on there screen, asked who I call or talk to about this issue and get told basically you SOL. Can you please help

Returning Member
Jan 30, 2024 3:59:46 PM

Mine is the same way. This is bull**bleep** Turbotax

Expert Alumni
Jan 31, 2024 6:49:54 AM

See these resources for more information:   

See Offer details and disclosures for the Refund Advance program for more information.   

TurboTax Help article When will my refund be deposited into my Credit Karma Money™ account?*    

Credit Karma's What is TurboTax Refund Advance?   

Make sure your accounts are linked: Linking Credit Karma with TurboTax Account  

Level 1
Feb 10, 2024 2:03:12 PM

Did anyone get this resolved? The same thing is happening to me now. 

New Member
Feb 19, 2024 1:04:18 PM

I understand I filed my taxes online and I have with the same company for years and they've never taken any of my money out of my account you've taken $43 out amongst with everybody else was called and complained we need our money back life is very hard living not $43 I earn that that was not yours to keep I had already paid for the service of them doing my taxes if you could contact me at [email address removed]. I would really appreciate my refund to all of it thank you

Expert Alumni
Feb 21, 2024 6:40:37 AM

Please contact Credit Karma on their Contact Us page

 

See these resources for more information:   

See Offer details and disclosures for the Refund Advance program for more information.   

TurboTax Help article When will my refund be deposited into my Credit Karma Money™ account?*    

Credit Karma's What is TurboTax Refund Advance?   

Make sure your accounts are linked: Linking Credit Karma with TurboTax Account  

New Member
Mar 13, 2024 8:32:10 PM

 You guys are using false promotion. I needed my advance. Big inconvenience and I’m surprised that no one has sued you guys by Now

New Member
Mar 13, 2024 8:37:43 PM

Miss is exactly the same also any one help me out

Level 2
Jan 22, 2025 10:21:31 AM

I did my taxes early and for the second year in a row I was denied the refund advance because of a very small offset.  Then my return was rejected because I made a mistake on the EIN number. I paid off the offset so it no longer exists, then I applied for the refund advance again. Is there any one who can help me get approved? The offset was only 45 dollars but I paid it off strictly to get my advance approved this time. I called first central bank or whatever bank gets the applications and they said that it was up to TurboTax to approve them. 

Expert Alumni
Jan 22, 2025 10:30:14 AM

We can't help you with this on the community.

 

See this resource for more information: 

Offer details and disclosures for the Refund Advance program

 

New Member
Feb 1, 2025 4:32:52 AM

Same thing to me. We all need to get together for a class action lawsuit 

New Member
Feb 1, 2025 4:39:57 AM

I am gathering people to file a class action against you unless you choose to correct the problem and give us all our refund advance you so blatantly false advertised