Please be aware, we cannot see the detail of your return.
Your Roth IRA contribution may be limited based on your filing status and income. Please see 2020 - Amount of Roth IRA Contributions You Can Make for 2020 for details. If you had an excess contribution then you pay a 6% penalty on the excess contribution this will be calculated on Form 5329.
To avoid the 6% tax on excess contributions, you must withdraw:
- the excess contributions from your IRA by the due date of your individual income tax return (including extensions); and
- any income earned on the excess contribution.