My navy Fed routing number won't work for direct deposit

A bank or credit union routing number is exactly nine digits, no more and no less.  It also cannot include any alpha characters.

If the routing number you entered is being rejected then contact your bank or credit union of the account for the correct number.

256074974 is a routing number provided by Navy Federal for domestic and international wire transfers, as well as for ACH Payments.

https://www.navyfederal.org/membership/welcome-to-navy-federal.html#:~:text=Our%20routing%20number%20is%20256074974.