I finally received my refund from SBTPG and they didn't even take any fees out which is truly a blessing. They sent it thru mail instead of direct deposit tho which is ok I'm just thankful to have finally received it so I guess I need to jus learn how to be patient. They say patience is a virtue. Jus updating so I hope everyone that is doubting Sbtpg jus be patient it's coming. They must be jus busy. Anyways have a blessed day!!