It won't give me the option to receive a Paper Check. I don't have a checking or savings account.

 In order to get a paper check you must pay your TurboTax fees up front and you will not be able to deduct them from your refund.  If you are not able to select the paper check option, you will need to change your payment method to Pay with credit card in Step 1.  Your fees cannot be deducted from your refund when using the paper check option.