The Refund Processing Service lets you deduct your TurboTax fees from your federal tax refund. It comes in handy if you don't have a credit or debit card to pay your TurboTax fees.
Refund Processing won't slow down or speed up your tax refund. You're not required to use Refund Processing if you simply want to e-file your return or direct-deposit your refund. It's just a convenient way to pay for TurboTax.
There may or may not be a charge for Refund Processing, depending on your situation and which add-ons you choose. Your TurboTax program will display your fees, if any, before you get ready to file.
Refund Processing Requirements