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New Member
posted Jun 4, 2019 12:07:46 PM

Is there a limit to how many times you can use direct deposit for your refund

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1 Best answer
Level 15
Jun 4, 2019 12:07:52 PM

The IRS will not deposit more than 3 electronic refunds into a single financial account per year.

If your friend chose direct deposit and received a mailed check instead, here are 3 possible reasons:

The IRS says:

  • We can only deposit refunds electronically into accounts in your own name, your spouse's name or in a joint account.
  • A financial institution may reject a direct deposit.
  • We can’t deposit more than three electronic refunds into a single financial account.

6 Replies
Level 15
Jun 4, 2019 12:07:47 PM

Why would you need that?  How many direct deposits are you expecting for the one federal return you can file and perhaps several states?

New Member
Jun 4, 2019 12:07:49 PM

I just wanted to know for the future.
a friend wanted hers deposited and she was mailed a check. Is why I asked.

Level 15
Jun 4, 2019 12:07:50 PM

The limit is 3 per financial account per year.  See the full info below.

Level 15
Jun 4, 2019 12:07:52 PM

The IRS will not deposit more than 3 electronic refunds into a single financial account per year.

If your friend chose direct deposit and received a mailed check instead, here are 3 possible reasons:

The IRS says:

  • We can only deposit refunds electronically into accounts in your own name, your spouse's name or in a joint account.
  • A financial institution may reject a direct deposit.
  • We can’t deposit more than three electronic refunds into a single financial account.

New Member
Jun 4, 2019 12:07:52 PM

Than you for your help.

Level 15
Jun 4, 2019 12:07:55 PM

You're welcome.  Good luck.