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New Member
posted Apr 13, 2025 4:06:11 PM

If my SSA and dividends = $21,100, do I still need to file?

Also I am disabled. I don’t work.

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2 Replies
Level 15
Apr 13, 2025 4:29:30 PM

Do you have a 1095A for marketplace health insurance?  If you have a 1095A you are required to file.

You need to file a federal return if half your Social Security plus your other income is

 

Single or Head of Household      $25,000

Married Filing Jointly                  $32,000

Married Filing Separately            $0

 

Who has to file?

http://www.irs.gov/uac/Do-I-Need-to-File-a-Tax-Return%3F

 

Expert Alumni
Apr 13, 2025 4:54:42 PM

You likely will not need to file unless you have a Form 1095-A for marketplace health insurance to report.

 

In general, if your income is less than the Standard Deduction, and you don't have other income to report, you won't need to file a tax return.

 

Your social security benefits may be taxable if the total of (1) one-half of your benefits, plus (2) all of your other income (your dividends), including tax-exempt interest, is greater than the base amount for your filing status.

The base amount for your filing status is:

  • $25,000 if you're single, head of household, or qualifying surviving spouse,
  • $25,000 if you're married filing separately and lived apart from your spouse for the entire year,
  • $32,000 if you're married filing jointly,
  • $0 if you're married filing separately and lived with your spouse at any time during the tax year.

 

Click here for Do You Have to File an Income Tax Return?


Click here for Check if you need to file a tax return