Your post is not quite clear. Do you mean that you e-filed a 2023 return but did not receive your refund because your bank account is closed? If your bank account closed before your refund arrived, the refund would be sent back to the IRS, and then the IRS mails a check to the address on your tax return. If you chose to pay your TurboTax fees from your federal refund, it becomes more complicated, because the refund goes back to the third party bank that handles refund processing.
Here is what the IRS says about entering incorrect banking information
IF
REFUND PROCESSING FEE
If you chose to have your fees deducted from your federal refund, but entered wrong or closed bank account information for your direct deposit, you are going to have an aggravating, frustrating situation. Your refund will go back to the third party bank. The third party bank might issue and mail you a check, or they might send your refund back to the IRS and then you will have to wait for the IRS to mail you a check.
If the third party bank mails the check, it will come in a plain envelope via first class mail so make sure you open all mail and do not assume anything is junk mail without opening it. While you are waiting, make sure that the address you entered on your tax return is correct, or your problem will be even worse.
Santa Barbara Tax Products Group, LLC (SBTPG) is the bank that handles the Refund Processing Service when you choose to have your TurboTax fees deducted from your refund. This option also has an additional charge from the bank that processes the transaction.
You can contact them SBTPG, toll-free, at 1-877-908-7228 or go to their secure website www.sbtpg.com
https://ttlc.intuit.com/questions/2580357-who-provides-the-refund-processing-service
How can I see my TurboTax fees?
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What is Refund Processing Service?