Once you have filed, you cannot change this; you will
ultimately get a paper check. What will happen is basically the IRS will
try to deposit the refund into the account on record. Since the
information is not exactly correct, the bank will reject it and send the
refund back to the IRS. Once the IRS gets your refund back they will
issue you a paper check and send it to the address that you put on your
return. You can learn more about this here:
https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-an...