We tried filing yesterday and it came back saying the names were not correct. Is simply changing it to my old last name gonna fix the issue?
Probably so. If you have not updated your record with the Social Security Administration, then the IRS will not have your new name on file associated with your Social Security number.
On your tax return you enter the name that is on your current Social Security card.
I got married July 2024, but haven’t changed my name on ssa card, can I still file married filing separately and not use my married last name?
Yes use your old name even if you file Joint. Joint should be the best way to file. Joint is almost always better. Here's some things to consider about filing separately……
In the first place you each have to file a separate return, so that's two returns. And if you are using the Online version that means using 2 accounts and paying the fees twice. The Desktop CD/Download program would be better to use.
Many people think they come out better when filing Married Filing Separate but they are probably doing it wrong. If one person itemizes deductions on Schedule A then the other one must itemize too, even if it's less than the standard deduction, even if it is ZERO! And if you are in a Community Property state it can be complicated to figure out.
And there are several credits you can't take when filing separately, like the
EITC Earned Income Tax Credit
Child Care Credit
Educational Deductions and Credits
And contributions to IRA and ROTH IRA are limited when you file MFS.
Also if you file Married Filing Separately up to 85`% of your Social Security becomes taxable right away even with zero other income.
See …….
Getting Married FAQ
And info on Getting Married…..
http://turbotax.intuit.com/tax-tools/tax-tips/Family/Getting-Married/INF12006.html