Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jun 5, 2019 10:50:03 PM

I forgot to include my insurance premiums

0 17 1177
17 Replies
New Member
Jun 5, 2019 10:50:04 PM

Have you already filed your return?

New Member
Jun 5, 2019 10:50:04 PM

What type of healthcare form did you receive that you need to enter?

New Member
Jun 5, 2019 10:50:06 PM

1095-B....my refund is almost half from last year and I didn't enter my health premiums as a deduction, could this be why?

New Member
Jun 5, 2019 10:50:07 PM

And yes I did file and it was accepted

New Member
Jun 5, 2019 10:50:09 PM

Do you know if you went through the healthcare section, and answered yes to having insurance all year?

New Member
Jun 5, 2019 10:50:10 PM

I said yes and that I had insurance for 10 months in 2016

New Member
Jun 5, 2019 10:50:13 PM

Okay I'll leave an answer with some more details below for you.

New Member
Jun 5, 2019 10:50:14 PM

Thank you. I appreciate it

New Member
Jun 5, 2019 10:50:15 PM

You're welcome!

New Member
Jun 5, 2019 10:50:16 PM

When I entered that I didn't have insurance for 2 months I was told that I wouldn't be penalized. Why els would my refund me so much less?

New Member
Jun 5, 2019 10:50:18 PM

I only ask because nothing really changed from last years return aside from a difference of making about 2,500 more this year

New Member
Jun 5, 2019 10:50:20 PM

The only way to avoid not being penalized is to have an exemption certificate. I'm not sure who told you that you would not be penalized for the two months. Also, another reason could be that you got bumped up into the next tax bracket with the additional money you made.

New Member
Jun 5, 2019 10:50:21 PM
New Member
Jun 5, 2019 10:50:23 PM

After entering my coverage month info I was informed right away that I was exempt from any penalties

New Member
Jun 5, 2019 10:50:25 PM

Can I still file for this exemption and have it applied to my return if I filed already and it was accepted?

New Member
Jun 5, 2019 10:50:26 PM

Select the link above and then select the "Find Exemptions" button. It will ask you a series of  questions to see if you qualify for any exemptions for 2016. If you do receive an exemption you can then make changes by amending your return with these steps:
To File an Amended Return:
1. Wait for your return to be accepted or rejected by the IRS
2. Log into your account, and at your tax timeline select your "2016 Tax Year"
3. Select to "Amend (Change) 2016 return" and follow the directions
<a rel="nofollow" target="_blank" href="https://ttlc.intuit.com/replies/3288565">https://ttlc.intuit.com/replies/3288565</a>

New Member
Jun 5, 2019 10:50:28 PM

You do not have to amend, or go back and enter your 1095-B. There are three tax forms received for health insurance - 1095-A, 1095-B, and 1095-C. The only one that needs entered is 1095-A(Obamacare). You should just keep the 1095-B for your own records.

The reason your refund might be less than other years could be the healthcare penalty, especially if there were two months that you were not covered. For tax year 2016, the penalty will rise to 2.5% of your total household adjusted gross income, or $695 per adult and $347.50 per child, to a maximum of $2,085.

This article has some helpful information you can look at: Helpful article on healthcare penalties

If for whatever reason, you would like to go change any information on your return, I will also leave the steps below and how to amend your return. To make any changes to your healthcare, just select "Federal Taxes" at the top, then "Health Insurance". 🙂

To File an Amended Return:

1. Wait for your return to be accepted or rejected by the IRS

2. Log into your account, and at your tax timeline select your "2016 Tax Year"

3. Select to "Amend (Change) 2016 return" and follow the directions

https://ttlc.intuit.com/replies/3288565