It doesn’t go by the date you filed, but by the date your return was used to pay your loan. As long as your student loan has a “paid on” date of 3/05 or later than you will receive a refund of your student loan offset. To find out the date your refund was applied to your student loans call [phone number removed]. This is the US Department of Education’s number. Follow the prompts and then hit option 2 to hear your last payment amount and date. I filed my taxes on 1/27/20 but because of the Child tax credit and EITC my return wasn’t filled right away. When calling, I found out that my student loan offset was applied on 3/07, which means I would qualify to get my offset returned to me automatically. Just make sure they have your current address on file because the refunds will actually be mailed and not direct deposited back. Hope this helps!
So I filed my taxes in late January and they were obviously offset well before March 13 but I called the department of education just to see if I would get my offset refunded to me. I’ve seen a lot of different posts with a lot of different information so I decided to call myself and speak to someone. The rep stated I would be getting my offset refunded even though it was taken before 3/13. She also stated that the they would start mailing them out this week but she couldn’t give me an exact timeframe as to when my check would come. They will not be direct deposited they will be sent out paper check. My advice is to just call the department of education talk to a representative, they’ll pull up your account and will be able to tell you if you will be getting your offset refunded. Good luck!
The stimulus check will not be subject to garnishment fore anything other than child support.
No, That was from your income tax refund. This is a separate thing altogether. It is from the Treasury Department. They are using the IRS and Social Security as a tool to get money out as quick as they can.
Ok thank you, I asked because I was told all student loan garnishments from income tax and payroll will be refunded, this was told by the Department of Education, so this isn’t correct?
Please contact the IRS Treasury Offset Department to see if your refund will be offset.
1800-304-3107
You can also contact the Department of Education, as we will no know this information.
It doesn’t go by the date you filed, but by the date your return was used to pay your loan. As long as your student loan has a “paid on” date of 3/05 or later than you will receive a refund of your student loan offset. To find out the date your refund was applied to your student loans call [phone number removed]. This is the US Department of Education’s number. Follow the prompts and then hit option 2 to hear your last payment amount and date. I filed my taxes on 1/27/20 but because of the Child tax credit and EITC my return wasn’t filled right away. When calling, I found out that my student loan offset was applied on 3/07, which means I would qualify to get my offset returned to me automatically. Just make sure they have your current address on file because the refunds will actually be mailed and not direct deposited back. Hope this helps!
Hello! I'm just curious about the 3/5 applied date. I thought people were going to be refunded only if it was a "paid on" date of 3/13 or later? I was just wondering where you got the information regarding the 3/5 date. -Thank you!
The 3/5 date comes from the Department of Education. If you call, the automated system will tell you that anything processed 3/5 or later will be returned. Also, if you speak with a rep, they will confirm that information. This was my experience.
Thank you for the info very informative. What number did you call? I tried all of them on their website but was not successful. Trying to get information to see if I can get my garnished amt back. I filled On 2/22....
@Nickleboyz When I call the number for Dept of Ed it still says March 13th.. and when I originally spoke with someone weeks ago they told me it’s not the date it’s actually posted but the date it went into processing to be withheld.. I received an email saying I was due a refund but the automated system says they’re isn’t a refund initiated.. am I missing something here?
As of 3/13/2020 the U.S. Department of Education has suspended collection of student loan debt. According to the U.S. Department of Education website at this link and pasted here:
Questions About Defaulted Loans
UPDATED: On March 25, 2020, ED announced that my federal tax refund would not be withheld to repay my defaulted federal student loan debt. My refund has already been taken. Will I get it back?
Yes, but only if your federal tax refund was in the process of being withheld—on or after March 13, 2020, and before Sept. 30, 2020—for the repayment of a defaulted federal student loan.
Your federal tax refund will not be returned to you if the process to withhold your refund was completed before March 13, 2020.
I filed a joint return on 2/17 and it was applied to my husband's federal student loan on the 2/27. Unfortunately, clearly everything was processed prior to 3/13. I had filed an injured spouse claim on 3/6. Are these still being processed within the normal time frames or is everything taking a backseat to the stimulus checks?
Also, if I filed with our direct deposit information but obviously the funds were offset and no funds were deposited. I wouldn't have to use the IRS/Intuit portal to input my direct deposit information right? Can i safely assume the IRS has my account info even though it wasn't used?
IRS is attempting process all. It may be a bit slower however. Here is a link describing current IRS operations.
Yes, your direct deposit information on your return is on file with the IRS for stimulus payments.
Same happened to me but my question was if our offset was going to be refunded? No one really has an answer. I’m just wondering because I was told by the Department of Education that whatever was garnished due to student loans will be refunded or a check will be mailed back to us of what they garnished from our 2019 taxes( all of the refund) have you heard any updates?
No, your stimulus check is not subject to offset, with the exception of past due child support.
My question is will my offset be refunded? It was taken when I filed in February
No, your refund was offset. That still stands. The stimulus will not be offset.
I was supposed to receive my 2020 tax refund on 2/26... will I still get my refund returned even though I filled before 3/05?/2020?
@Cinque91, please clarify...Are you asking about the stimulus payment or tax return refund?
Before the Covid 19 crisis hit hard, i spoke with someone at the depart of edu who i was to call about the offset. i only called to get on a payment plan so this wouldnt happen again. he stated that i was getting an offset refund due to the adjusted gross income and the fact that we had a pandemic. he said he didnt have a ton of answers, he only needed to verify my address they had on file and the check would be mailed out. no details on when, just be mailed out. this was in late feb.to answer i think it is based on everyones agi and circumstances. call and you will find out. call dept of edu, then a number they give and follow instructions.
So I filed my taxes in late January and they were obviously offset well before March 13 but I called the department of education just to see if I would get my offset refunded to me. I’ve seen a lot of different posts with a lot of different information so I decided to call myself and speak to someone. The rep stated I would be getting my offset refunded even though it was taken before 3/13. She also stated that the they would start mailing them out this week but she couldn’t give me an exact timeframe as to when my check would come. They will not be direct deposited they will be sent out paper check. My advice is to just call the department of education talk to a representative, they’ll pull up your account and will be able to tell you if you will be getting your offset refunded. Good luck!
If you don't mind, what exactly did u ask, I'm concerned I'll be getting a, " no, I'm sorry, your not eligible," answer?
I filed my taxes with TurboTax and chose the Turbo Card as my refund option. I never saw a deposit because my entire refund was offset for student loans. I know I’m getting refunded for that offset, but where will my stimulus and a paper check or the Turbo Card were my original deposit would have gone but didn’t because of offset
@Malissayn I called the department of education and asked them if my offset was going to be refunded to me. They pull up your account and verify your information and they can see the dates it was taken and all of that. They’ll be able to see if you’re getting a refund or not. It was simple only took a few minutes.