I already have a turbo tax card from last year can I use it if not I have a checking account can I use it

No; you are unable to use a Turbo prepaid Visa card from a previous year and must apply for a new one. The FAQ below will provide you with more details:

https://ttlc.intuit.com/community/refunds/help/i-already-have-a-reloadable-turbo-prepaid-visa-card-c...