The IRS issues more than 9 out of 10 refunds in the normal time frame: less than 21 days. However, incomplete or inaccurate tax returns may require further review and could take longer than the normal processing time.
IRS representatives can research the status of your return only if:
If your tax return includes EITC or ACTC, you should only call if the Where's My Refund? tool directs you to contact the IRS.
If you have already filed and submitted your tax return you will be unable to edit the bank account information (as well as the direct deposit options) once the return has been accepted.
If your return has been filed and submitted and rejected then you are able to change the information.
To view/edit your information, follow these steps…
If the IRS is unable to deposit your refund into your account, they will mail you a refund check. If the info you entered is someone else's account, don't worry – some banks won't deposit tax refunds into accounts where names don't match up. The best way for you to track your federal refund is to call the IRS at 1-800-829-1040.