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New Member
posted Jun 19, 2025 10:46:54 AM

Filed taxes as HOH with no income; included college info for two kids and SSDI. Submitted documents to congressman but still facing issues. Need help with IRS

I’ve submitted hard copies for everything and they say it’s not good enough

0 7 3574
7 Replies
Level 15
Jun 19, 2025 10:53:27 AM

What were you hoping to accomplish?   If your only income was Social Security, you were not required to file a tax return unless you have a 1095A for marketplace health insurance.   You are not eligible for any sort of child-related credits if you did not have income from working, nor would you get any sort of refundable education credit for college students if you did not work.

New Member
Jun 19, 2025 11:56:18 AM

We qualify for the American opportunity credit for education. Turbo says so. We also have a $2300 guitar that was required. 

 

 

 
In most cases,
receiving Social Security Disability Insurance (SSDI) doesn't automatically disqualify you from claiming the American Opportunity Tax Credit (AOTC). 
Here's a breakdown of the requirements for claiming the AOTC:
  • Who can claim it: The AOTC can be claimed by an eligible student, a spouse filing jointly with an eligible student, or a dependent claimed on your tax return who meets eligibility requirements.
  • Student Eligibility: Specific criteria must be met, including pursuing a degree or other recognized credential, being enrolled at least half-time, not having completed the first four years of higher education, not having claimed the AOTC or Hope credit for more than four years, and not having a felony drug conviction.
  • Income Limits: Eligibility for the full AOTC is based on Modified Adjusted Gross Income (MAGI), which must be $80,000 or less for single filers and $160,000 or less for those married filing jointly. Reduced credit may be available for MAGI within certain ranges, and there is no eligibility if MAGI exceeds the upper limits.
  • Qualified Expenses: The credit is based on eligible expenses like tuition, fees, and required course materials. 

New Member
Jun 19, 2025 11:57:38 AM

“Hoping to accomplish” 

 

don’t reply to me again please. 

jerk. 

Level 15
Jun 19, 2025 6:35:59 PM

Try using the IRS interactive tool to see if the IRS says you are eligible for education credit.

https://www.irs.gov/help/ita/am-i-eligible-to-claim-an-education-credit

 

 

AMERICAN OPPORTUNITY TAX CREDIT

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/eligible-take-american-opportunity-tax-credit/L8ZQFKvLe_US_en_US?uid=m6efibfz

 

Although you have no tax liability, the AOTC has a refundable component of up to $1000 per student who you can claim as a dependent.  

 

You have not mentioned whether you prepared your tax return using TurboTax.  TT cannot intercede with the IRS for you.   If you believe the IRS is incorrect, you could try contacting a Tax Advocate for help with the IRS.

TAX ADVOCATE

See this article for more info on how the Taxpayer Advocate Service works::
http://www.irs.gov/taxtopics/tc104.html

 

https://www.taxpayeradvocate.irs.gov/

 

New Member
Jun 19, 2025 8:08:33 PM

Thank you. 

I’ve contacted a tax advocate- nothing but what I said they needed per the congressman. IRS has no idea and says nothings been mailed. Just a delay. The letter the tax advocate sent says I need to send them my son’s transcripts, loan and grant disbursement which I thought ridiculous because the 1098 included that. I feel harassed and not finding help anywhere 

Level 15
Jun 22, 2025 12:00:44 PM

If IRS says they have no record of your tax return, you have to submit it.

If Turbotax thinks you e-Filed, you have to print sign and mail it.

 

@Tangerinedream88 

New Member
Jun 22, 2025 2:09:07 PM

Did you even read the post ?